SLM Corp Stock Performance

SLM Stock  USD 20.08  -0.30  -1.47%   
The firm maintains a market beta of 1.77, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, SLM Corp will likely underperform. At this point, SLM Corp has a negative expected return of -0.38%. Please make sure to verify SLM Corp's relationship between the Skewness and price action indicator, to decide if SLM Corp's performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weak
 
Weak
 
Strong
Over the last 90 days, SLM Corp generated negative risk-adjusted returns and added little value for investors with long positions. The result matters because weak risk-adjusted return can persist even when isolated price moves briefly look constructive. In spite of weak performance in the last few months, the stock's essential indicators remain very healthy, which may send shares a bit higher in April 2026. The recent disarray may also be a sign of long period up-swing for the firm's investors. Learn More

Actual Historical Performance (%)

 One Day Return
-1.31
 Five Day Return
5.11
 Year To Date Return
-25.65
 Ten Year Return
234.65
 All Time Return
7.1 K
 Forward Dividend Yield
0.0252
 Payout Ratio
0.1499
 Last Split Factor
2798:1000
 Forward Dividend Rate
0.52
 Dividend Date
2026-03-16
Begin Period Cash Flow391.5 M
Free Cash Flow575.5 M

Relative Risk vs. Return Landscape

If you had invested $ 2,631 in SLM Corp on December 13, 2025 and sold it today you would have lost $ 593.00 from holding SLM Corp or given up 22.54% of portfolio value over 90 days. SLM Corp is generating negative expected returns assuming volatility of 3.0014% on return distribution over 90 days investment horizon. In other words, 26% of stocks are less volatile than SLM, and above 99% of all equities are expected to generate higher returns over the next 90 days.
  Expected Return   
       Risk  
This benchmark view frames the instrument through return capture and volatility trade-offs. It is most useful when expected return is read together with volatility rather than in isolation. Considering the 90-day investment horizon SLM Corp is expected to under-perform the market. In addition to that, the company is 3.76 times more volatile than its market benchmark. It trades about -0.13 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly -0.07 per unit of volatility.

Target Price Odds to finish over Current Price

The mean-reverting behavior of SLM Stock price is a cornerstone of quantitative forecasting. While this pattern has been used by investors since the earliest organized markets, research also shows that certain stocks remain mispriced until demand-supply dynamics shift, suggesting embedded risk premiums.
Current PriceHorizonTarget PriceOdds moving above the current price in 90 days
20.08 90 days 20.08
over 95.01
Probability analysis for this stock suggests that the odds of SLM Corp moving above the current price in 90 days from now are over 95.01 (This density function estimates how SLM Stock price is distributed across a range of outcomes over the next 90 days).
Considering the 90-day investment horizon the stock has the beta coefficient of 1.77 . This usually implies as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, SLM Corp will likely underperform. Additionally, SLM Corp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the Dow Jones Industrial.
   SLM Corp Price Density   
       Price  

Predictive Modules for SLM Corp

For SLM Corp, multiple forecasting techniques can provide different perspectives on future price direction. While accurately predicting the stock market remains difficult, the discipline of building and testing forecasts is a valuable part of any investment process. Unexpected events can always change market sentiment, making diversified forecasting approaches especially important.
The mean reversion effect in SLM Corp is stronger when the initial deviation was driven by sentiment rather than fundamental change. Identifying the root cause of SLM Corp's price dislocation is essential before acting.
Hype
Prediction
LowEstimatedHigh
17.4020.3823.36
Details
Intrinsic
Valuation
LowRealHigh
18.8621.8424.82
Details
Naive
Forecast
LowNextHigh
19.8222.8025.78
Details
11 Analysts
Consensus
LowTargetHigh
27.9630.7334.11
Details
Competitive positioning is a critical dimension of SLM Corp analysis. Understanding where SLM Corp stands relative to its peers on returns, growth, and valuation helps investors assess whether its advantage is sustainable.

Primary Risk Indicators

Over recent decades, the stock market has seen multiple large corrections and recoveries. SLM Corp has followed this pattern, with price swings that have shaped many portfolios. Investors holding SLM Corp can reduce exposure to these swings by tracking SLM Corp's volatility and fundamental risk indicators.
α
Alpha over Dow Jones
-0.4706
β
Beta against Dow Jones1.77
σ
Overall volatility
3.13
Ir
Information ratio -0.1477

Investor Alerts and Insights

Monitoring SLM Corp alerts is a practical approach to staying informed about material stock changes. These notifications for SLM Corp cover developments in both technical signals and fundamental conditions relevant to investment timing.
SLM Corp generated a negative expected return over the last 90 days
SLM Corp has high historical volatility and very poor performance
Over 99.0% of the company shares are owned by institutional investors
Latest headline from MacroaxisInsider: Disposition of 2332 shares by Munish Pahwa of SLM Corp at 19.19 subject to Rule 16b-3

Price Density Drivers

For investors analyzing SLM Corp, understanding the relationship between long and short positioning is key to anticipating volatility. The indicators below capture the market dynamics that influence SLM Corp's near-term price movements.
Common Stock Shares Outstanding207.2 M
Cash And Short Term InvestmentsB

SLM Corp Fundamentals Growth

The market value of SLM Stock depends on how investors perceive SLM Corp's financial strength and growth potential. Core fundamentals including revenue growth, earnings quality, and debt management directly influence SLM Stock performance.

Performance Metrics & Calculation Methodology

SLM Corp performance is measured on a risk-adjusted basis against benchmarks. Upside capture and downside containment can vary by regime. SLM Corp shows ROE of 32.31%, ROA of 2.49%.

Unless otherwise specified, data for SLM Corp is compiled from periodic company reporting and market reference feeds and standardized for comparability. Analyst inputs may be included when coverage is available. Updates may occur throughout the day. Return and risk statistics are calculated from historical price series.

This content is curated and reviewed by:

Rifka Kats - Member of Macroaxis Editorial Board